Housing

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The City of San Pablo’s Mobile Home Assistance Program provides a one-time grant per household of $1,000 to help pay for mobile home space rent. The Program is intended to support low-income, owner-occupied mobile home households in San Pablo facing extraordinary housing cost burdens. The application window opens on January 6, 2026, through January 20, 2026.  Mailed applications must be postmarked by January 20th. Application window is now closed.

PLEASE NOTE: Applications that are missing required information or documentation at the time of submission will be deemed ineligible for funding consideration.

Click here to review program guidelines.

Click here for program flyer (English/Español)

Housing and Rental Assistance

Avoiding Foreclosure 

If you or someone you know is at risk of foreclosure and otherwise struggling with mortgage payments, there are resources available to help you.  

Click here for more information on program offered by the U.S. Department of Housing & Urban Development (HUD).

Home Match

The Home Match program connects community members seeking housing with older adults who have extra space in their homes.

Click here for more information on Home Match.

Rental Regulations & Tenant Protections

Click here to take the tenant protection quiz to figure out which protections apply to you!

For all San Pablo residents, safe and stable housing is essential to our community’s well-being. Community education and outreach remain key to creating a fair rental environment for everyone. Learn about rental protections, program spotlights, and resources. 

Click here for more information

Haga clic aquí para obtener más información.

Effective July 1, 2024, AB 12 prohibits landlords from charging tenants more than one month's rent for a security deposit statewide. Housing providers that own only two properties with a total of no more than four units are exempt. 

Click here for more information on AB 12.

Click here for the press release from Assemblymember Haney on AB 12.

AB 1482 - The California Tenant Protection Act of 2019 (Statewide Rent Control)

Enacted into State law on January 1, 2020, this existing California law limits annual rent increases for most residential tenants. AB 1482 includes but is not limited to:

  • Rent Cap: Limits annual rent increases to 5% + Cost of Living (CPI), not to exceed 10% per year.
  • “Just Cause” Eviction Protections: After 12 months of tenancy, housing providers must provide a valid reason for eviction (e.g., non-payment, breach of lease, owner move-in). 
  • Applicability: Applies to Multi-family units 15 years or older and some Single-family homes owned by corporations or Real Estate Investment Trusts. 
  • Exemptions: New construction (15 years old), Single-family homes/condos owned by individuals and affordable housing/government-subsidized units.  

Click here for more information on AB 1482

Click here for a rent calculator to determine what the allowable rent increase is under AB 1482, and if your rent increase is set correctly.

Enacted into State law on January 1, 2018, this existing California law protects tenants in CA from housing discrimination and harassment based on their immigration status, as follows:

  • Prohibits information sharing: Landlords cannot share a tenant's immigration status with immigration authorities, law enforcement, or other agencies. 
  • Prohibits threats: Landlords and attorneys cannot intimidate or threaten to report tenants to immigration authorities or use that information to try to force tenants to leave their homes. 
  • Right to sue: Tenants can sue landlords who report them to immigration authorities. 
  • Prohibits questions: Questions about a tenant's immigration status are not allowed during discovery or at trial. 
  • Codifies defense: The State law codifies an existing defense to unlawful evictions based on immigration status. 

Click here for more information on AB 291.

Legal Resources for Tenants and Housing Providers

California Tenants – A Guide to Residential Tenants’ and Landlords’ Rights and Responsibilities 

Know Your Rights as a California Tenant – Your Right to a Safe & Well-Maintained Home 

Nationally HUD-Approved Housing Counseling Agencies Directory

ECHO Housing

Bay Area Legal Aid

Centro Legal de la Raza

Contra Costa Senior Legal Services

211 Contra Costa

To learn more about your rights as a mobilehome park resident, please visit: Your Rights as a Mobilehome Park Resident | California Department of Housing and Community Development

City of San Pablo Rental Housing Regulations Guide

A guide to ensure your rental property is meeting the requirements of City programs (Business License, Rent Registry, & RH&S): English  Español

List of Affordable Housing in Contra Costa County

Home Repair and Improvement Programs

Residential Health & Safety (RH&S) Inspection Program 

  • Establishes procedures for the inspection of all single and multiple-family residential non-owner-occupied units, and all dwellings sold within city limits.
  • Helps ensure the City's units comply with existing state and local building, electrical, fire and plumbing code standards
  • Helps ensure structures are safe for occupancy, and that housing stock is maintained to acceptable standards.

For more information, https://www.sanpabloca.gov/865/Residential-Health-Safety, call 510-215-3030 or email RHS@sanpabloca.gov

San Pablo Residential Rehabilitation Loan

  • Residential Rehabilitation Loan Program (REFRESH) is a part of San Pablo's SPLASH program to improve living conditions by addressing deferred maintenance, mobility/ADA accommodations, and promoting sustainable home practices.
  • It offers deferred loans of up to $40,000 at 5% simple interest, with a loan term of up to 30 years, for eligible low-income homeowners in San Pablo.

For more information, visit San Pablo Residential Rehabilitation Loan | San Pablo Economic Development Corporation

Habitat for Humanity East Bay/Silicon Valley (Home Repair)

Affordable home repairs for eligible low-income homeowners to address health and safety deficiencies.

For more information, call 510-803-3388 or visit https://www.habitatebsv.org/services/home-repair

Click here for the interest form.

Weatherization Program

The County offers technical and financial assistance for home energy efficiency improvements for low-income households and seniors on fixed income. 

For more information, call 925-674-7214 or visit www.cccounty.us/weatherization

Accessory Dwelling Units (ADU)

First-Time Homebuyer Programs

SPLASH

  • SPLASH is a loan program that the San Pablo EDC created with the City.
  • It’s a shared appreciation loan that prioritizes teachers and first-responders
  • The loan may be up to 20% of the cost of the home not to exceed $100,000
  • Principal and appreciation are paid at the end of term of the loan, at the time of a refinance or at the time of the sale of the home, whichever comes first.

For more information, visit http://www.sanpabloedc.org/SPLASH

WISH San Pablo Economic Development Corporation First-Time Homebuyer Loans

  • WISH is the Federal Home Loan Bank of San Francisco’s Workforce Initiative Subsidy for Homeownership
  • Low-income households, individuals, and families may receive a 4-to-1 matching grant of up to $22,000; Provide $5,500 & receive $22,000
  • WISH grants can be applied to down payment and closing costs.
  • Must be owner-occupied residence for five (5) years for forgiveness

 For more information, call 510-215-3200 or visit www.sanpabloedc.org

Contra Costa County First Time Homebuyer Counseling

Free counseling services available through ECHO Housing. 

For more information, call 510-581-9380 or visit www.echofairhousing.org

Contra Costa County has released the 2025 Point-in-Time (PIT) Count, which identifies the total number of people observed experiencing homelessness in Contra Costa County. The report is available here. 

Services for People Experiencing Homelessness

Call 211 or Text “HOPE” to 20121

  • Free, confidential service available 24/7 
  • Callers will be matched and referred to appropriate program

Walk into a Care Center:

  • Richmond (GRIP) - 165 22nd St
    • Case management: M-F, 9am - 3pm 
    • Current Services: Basic needs services (meals, bathrooms, showers, mail, laundry), lunch served (inside or to-go) 7 days/week, housing navigation 
  • Walnut Creek (Trinity Center) - 1888 Trinity Ave
    • Case management: M-F, 8am - 4pm 
    • Current Services: Basic needs services (meals, bathrooms, showers, mail, laundry), breakfast and lunch served inside with social distancing enforcement, case management, housing navigation 

City of San Pablo Affordable Housing Strategy

The Affordable Housing Strategy identifies policies and strategies for the City of San Pablo to improve housing options and affordability to meet the following City goals:

  • Conserve and improve existing housing
  • Increase production in compliance with state law
  • Support low income homeowners and buyers
  • Address special needs populations
  • Increase funding opportunities and leverage the City’s existing Low Income Housing Fund

Resources:

Housing Policy Workshop (July 10, 2024)

Active Housing Development Projects


Project Name: Alvarado Gardens

Location: Former Civic Center at 13831 San Pablo Avenue & Church Lane (STATUS:  Phase 1 Complete, Phase 2 funded)

For more info and rental details visit: https://www.danco-group.com/projects/alvarado-garden-apartments



Site: Chattleton Place

Location: Chattleton Lane & Pinewood Terrace (STATUS:  9 units complete, remaining under construction)

For more info and sales details visit: https://bayvalleydevelopment.com/chattleton-place/

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